/* =========================================================
   Walker's Accounting — sub-brand layer on top of style.css
   Navy (trust, finance) + the group's clay & sun accents
   ========================================================= */
:root {
  --navy: #0F2A3F;
  --navy-2: #17405F;
  --navy-3: #22577F;
  --sky: #D9E7F2;
  --ok: #2F8F5B;
  --warn: #D9922B;
  --bad: #C2384A;
}
.text-sun { color: var(--sun); }
.bg-navy { background: var(--navy); }

/* ---------- Top bar & nav ---------- */
.acc .topbar { background: var(--navy); }
.topbar-deadline { color: rgba(251,248,243,.9) !important; display: inline-flex; align-items: center; gap: .55rem; font-size: .82rem; }
.topbar-deadline strong { color: var(--sun); font-weight: 700; }
.pulse { width: 8px; height: 8px; border-radius: 50%; background: var(--sun); box-shadow: 0 0 0 0 rgba(233,162,59,.7); animation: pulse 2s infinite; flex-shrink: 0; }
@keyframes pulse { 70% { box-shadow: 0 0 0 9px rgba(233,162,59,0); } 100% { box-shadow: 0 0 0 0 rgba(233,162,59,0); } }
@media (max-width: 575.98px) { .topbar-deadline { font-size: .74rem; } }

.mega-wide { min-width: 820px; }
.mega-cols { display: grid; grid-template-columns: repeat(5, 1fr); gap: 1rem; padding: .4rem; }
.mega-cat { display: block; font-size: .7rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--clay); margin-bottom: .5rem; }
.mega-link { display: block; padding: .38rem .5rem; margin: 0 -.5rem; border-radius: 8px; color: var(--ink); font-weight: 600; font-size: .9rem; }
.mega-link:hover { background: var(--sand); color: var(--navy); }
@media (max-width: 991.98px) {
  .mega-wide { min-width: 0; }
  .mega-cols { grid-template-columns: 1fr 1fr; }
}

/* ---------- Hero ---------- */
.acc-hero {
  position: relative; overflow: hidden; color: var(--paper);
  padding: clamp(3.5rem, 7vw, 6rem) 0 clamp(4rem, 8vw, 7rem);
  background: radial-gradient(900px 500px at 90% -10%, rgba(233,162,59,.22), transparent 60%),
              radial-gradient(700px 500px at -10% 110%, rgba(34,87,127,.6), transparent 60%), var(--navy);
}
.acc-hero-grid {
  position: absolute; inset: 0; opacity: .5; pointer-events: none;
  background-image: linear-gradient(rgba(255,255,255,.05) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.05) 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: radial-gradient(ellipse at 70% 40%, #000 20%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse at 70% 40%, #000 20%, transparent 75%);
}
.authority-strip { display: flex; flex-wrap: wrap; align-items: center; gap: .45rem; margin-top: 2.2rem; font-size: .8rem; }
.authority-strip span { color: rgba(251,248,243,.6); font-weight: 700; text-transform: uppercase; letter-spacing: .1em; margin-right: .3rem; }
.authority-strip b { padding: .3rem .7rem; border: 1px solid rgba(251,248,243,.2); border-radius: 999px; font-weight: 700; color: var(--paper); }

.dash-card { background: var(--paper); color: var(--ink); border-radius: 24px; padding: 1.6rem; box-shadow: 0 40px 80px -30px rgba(0,0,0,.6); position: relative; }
.dash-head { display: flex; justify-content: space-between; align-items: flex-start; gap: 1rem; margin-bottom: 1rem; }
.dash-kicker { display: block; font-size: .7rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; color: var(--clay); }
.dash-title { font-family: var(--font-display); font-size: 1.45rem; margin: .2rem 0 0; }
.dash-date { font-size: .8rem; font-weight: 700; color: var(--muted); white-space: nowrap; }
.dash-foot { display: flex; justify-content: space-between; flex-wrap: wrap; gap: .5rem; padding-top: 1rem; margin-top: .4rem; border-top: 1px dashed var(--line); font-weight: 800; font-size: .88rem; }
.dash-foot a { color: var(--navy-2); }
.dash-foot a:hover { color: var(--clay); }
.dash-chip { display: inline-flex; align-items: center; gap: .5rem; margin-top: 1rem; padding: .5rem 1rem; border-radius: 999px; background: rgba(233,162,59,.15); color: var(--paper); font-size: .85rem; border: 1px solid rgba(233,162,59,.35); }
.dash-chip i { color: var(--sun); }

.dl-list { list-style: none; padding: 0; margin: 0; }
.dl-list li { display: grid; grid-template-columns: 52px 1fr auto; gap: .9rem; align-items: center; padding: .7rem 0; border-bottom: 1px solid var(--line); }
.dl-list li:last-child { border-bottom: 0; }
.dl-date { width: 52px; height: 52px; border-radius: 13px; background: var(--navy); color: var(--paper); display: flex; flex-direction: column; align-items: center; justify-content: center; line-height: 1; }
.dl-date strong { font-size: 1.2rem; font-family: var(--font-display); }
.dl-date small { font-size: .62rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--sun); margin-top: 2px; }
.dl-title { display: block; font-weight: 800; font-size: .95rem; }
.dl-title i { color: var(--navy-3); }
.dl-detail { display: block; font-size: .82rem; color: var(--muted); line-height: 1.4; margin-top: 2px; }
.dl-due { font-size: .72rem; font-weight: 800; padding: .28rem .6rem; border-radius: 999px; background: var(--sky); color: var(--navy); white-space: nowrap; }
.dl-due.is-urgent { background: #FBE3E6; color: var(--bad); }
.dl-due.is-done { background: #EEE; color: #888; }

/* ---------- Cards ---------- */
.segment-card, .tool-card {
  display: flex; flex-direction: column; height: 100%; padding: 1.8rem; border-radius: var(--radius);
  background: var(--white); border: 1px solid var(--line); color: var(--ink); transition: all .3s var(--ease);
}
.segment-card > i, .tool-card > i { font-size: 1.9rem; color: var(--navy-3); margin-bottom: 1rem; }
.segment-card h3, .tool-card h3 { font-size: 1.18rem; font-weight: 800; margin-bottom: .5rem; }
.segment-card p, .tool-card p { color: var(--muted); font-size: .93rem; flex-grow: 1; }
.segment-card .link-arrow, .tool-card .link-arrow { margin-top: .4rem; }
.segment-card:hover, .tool-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); color: var(--ink); border-color: transparent; }

.svc-tabs { display: flex; flex-wrap: wrap; gap: .5rem; margin-bottom: 2rem; }
.svc-tab { border: 1px solid var(--line); background: var(--white); border-radius: 999px; padding: .5rem 1rem; font-weight: 700; font-size: .88rem; color: var(--ink); transition: all .2s; }
.svc-tab i { color: var(--clay); margin-right: .2rem; }
.svc-tab.active { background: var(--navy); border-color: var(--navy); color: #fff; }
.svc-tab.active i { color: var(--sun); }
.svc-col.is-hidden { display: none; }
.svc-card { position: relative; height: 100%; padding: 1.7rem; border-radius: var(--radius); background: var(--white); border: 1px solid var(--line); transition: all .3s var(--ease); display: flex; flex-direction: column; }
.svc-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); border-color: transparent; }
.svc-icon { width: 52px; height: 52px; border-radius: 14px; display: grid; place-items: center; font-size: 1.45rem; background: var(--sky); color: var(--navy-2); margin-bottom: 1rem; flex-shrink: 0; transition: all .3s; }
.svc-card:hover .svc-icon { background: var(--navy); color: var(--sun); }
.svc-cat { font-size: .7rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--clay); }
.svc-card h3 { font-size: 1.15rem; font-weight: 800; margin: .3rem 0 .5rem; line-height: 1.3; }
.svc-card h3 a { color: var(--ink); }
.svc-card p { color: var(--muted); font-size: .93rem; flex-grow: 1; }
.svc-more { font-weight: 800; font-size: .88rem; color: var(--navy-2); }
.svc-card:hover .svc-more { color: var(--clay); }

/* Journey track */
.journey-track { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(7, 1fr); gap: 1rem; position: relative; }
.journey-track::before { content: ''; position: absolute; left: 4%; right: 4%; top: 31px; height: 2px; background: repeating-linear-gradient(90deg, var(--sun) 0 10px, transparent 10px 18px); }
.journey-track li { position: relative; text-align: center; padding-top: .2rem; }
.journey-track .jt-num { display: none; }
.journey-track i { width: 62px; height: 62px; border-radius: 50%; display: grid; place-items: center; margin: 0 auto .8rem; background: var(--navy-2); color: var(--sun); font-size: 1.5rem; position: relative; box-shadow: 0 0 0 6px var(--navy); }
.journey-track li:last-child i { background: var(--clay); color: #fff; }
.journey-track strong { display: block; color: var(--paper); font-size: 1rem; }
.journey-track small { display: block; color: rgba(251,248,243,.65); font-size: .8rem; line-height: 1.35; margin-top: .2rem; }
@media (max-width: 991.98px) {
  .journey-track { grid-template-columns: 1fr; gap: 0; }
  .journey-track::before { left: 30px; right: auto; top: 0; bottom: 0; width: 2px; height: auto; background: repeating-linear-gradient(180deg, var(--sun) 0 10px, transparent 10px 18px); }
  .journey-track li { display: grid; grid-template-columns: 62px 1fr; column-gap: 1rem; text-align: left; padding-bottom: 1rem; }
  .journey-track i { grid-row: span 2; margin: 0; }
  .journey-track strong { align-self: end; }
}

.fa-card { height: 100%; padding: 1.6rem; border-radius: var(--radius); background: var(--white); border: 1px solid var(--line); border-top: 4px solid var(--sun); }
.fa-card i { font-size: 1.5rem; color: var(--clay); }
.fa-card h3 { font-size: 1.08rem; font-weight: 800; margin: .7rem 0 .35rem; }
.fa-card p { color: var(--muted); font-size: .92rem; margin: 0; }
.fa-more { margin-top: 2rem; padding: 1.6rem 1.8rem; border-radius: var(--radius); background: var(--white); border: 1px dashed var(--sand-2); }
.fa-more h3 { font-size: 1rem; font-weight: 800; }
.fa-more ul { margin: 0; color: var(--muted); }

.industries { display: flex; flex-wrap: wrap; gap: .5rem; align-items: center; padding-top: 2rem; border-top: 1px solid var(--line); }
.ind-label { font-size: .75rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); margin-right: .5rem; }
.ind-chip { padding: .42rem .85rem; border-radius: 999px; background: var(--sand); font-weight: 700; font-size: .85rem; }
.ind-chip i { color: var(--navy-3); margin-right: .2rem; }

.acc-faq .accordion-item { border: 1px solid var(--line); border-radius: 14px !important; margin-bottom: .6rem; overflow: hidden; background: var(--white); }
.acc-faq .accordion-button { font-weight: 800; color: var(--ink); background: var(--white); padding: 1.1rem 1.3rem; box-shadow: none; }
.acc-faq .accordion-button:not(.collapsed) { color: var(--navy-2); background: var(--white); }
.acc-faq .accordion-body { color: var(--muted); padding: 0 1.3rem 1.2rem; }

.cta-navy { background: linear-gradient(120deg, var(--navy) 0%, var(--navy-2) 100%); }
.cta-navy::after { background: rgba(200,100,44,.4); }

/* ---------- Page hero ---------- */
.page-hero-navy { background: radial-gradient(900px 420px at 95% 0%, rgba(233,162,59,.2), transparent 60%), var(--navy); border-bottom: 0; color: var(--paper); }
.page-hero-navy .breadcrumb { margin-bottom: 2rem; font-size: .85rem; --bs-breadcrumb-divider-color: rgba(251,248,243,.4); }
.page-hero-navy .breadcrumb a { color: rgba(251,248,243,.7); }
.page-hero-navy .breadcrumb-item.active { color: var(--paper); }
.cat-jump, .rate-jump { display: flex; flex-wrap: wrap; gap: .5rem; margin-top: 2rem; align-items: center; }
.cat-jump a, .rate-jump a { padding: .45rem .9rem; border-radius: 999px; border: 1px solid rgba(251,248,243,.25); color: var(--paper); font-weight: 700; font-size: .85rem; }
.cat-jump a:hover, .rate-jump a:hover { background: var(--paper); color: var(--navy); }
.cat-jump i { color: var(--sun); }

/* Services page */
.svc-section { padding: 3.5rem 0 1rem; }
.svc-section + .svc-section { padding-top: 2rem; }
.cat-head { display: flex; align-items: center; gap: .9rem; margin-bottom: 1.6rem; }
.cat-icon { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; background: var(--navy); color: var(--sun); font-size: 1.3rem; }
.svc-row { display: flex; gap: 1.2rem; height: 100%; padding: 1.7rem; border-radius: var(--radius); background: var(--white); border: 1px solid var(--line); }
.svc-row h3 { font-size: 1.2rem; font-weight: 800; margin-bottom: .4rem; }
.svc-row h3 a { color: var(--ink); }
.svc-row h3 a:hover { color: var(--clay); }
.svc-row p { color: var(--muted); font-size: .94rem; }
.svc-mini { list-style: none; padding: 0; margin: 0 0 .5rem; display: grid; grid-template-columns: 1fr 1fr; gap: .2rem 1rem; font-size: .86rem; font-weight: 600; }
.svc-mini i { color: var(--ok); }
@media (max-width: 575.98px) { .svc-row { flex-direction: column; } .svc-mini { grid-template-columns: 1fr; } }

.plan-card { position: relative; height: 100%; display: flex; flex-direction: column; padding: 2.2rem; border-radius: 22px; background: var(--white); border: 1px solid var(--line); }
.plan-card.is-featured { background: var(--navy); color: var(--paper); border-color: var(--navy); box-shadow: var(--shadow-lg); transform: translateY(-8px); }
.plan-card h3 { font-family: var(--font-display); font-size: 1.7rem; }
.plan-card.is-featured h3 { color: var(--paper); }
.plan-for { color: var(--muted); font-weight: 600; }
.plan-card.is-featured .plan-for { color: rgba(251,248,243,.7); }
.plan-price { font-family: var(--font-display); font-size: 1.8rem; font-weight: 700; color: var(--clay); margin: .4rem 0 1.2rem; }
.plan-card.is-featured .plan-price { color: var(--sun); }
.plan-price small { font-family: var(--font-body); font-size: .85rem; color: var(--muted); font-weight: 600; }
.plan-card ul { list-style: none; padding: 0; margin: 0 0 1.6rem; flex-grow: 1; }
.plan-card li { padding: .4rem 0; font-weight: 600; font-size: .94rem; }
.plan-card li i { color: var(--ok); margin-right: .35rem; }
.plan-card.is-featured li i { color: var(--sun); }
.plan-badge { position: absolute; top: -13px; left: 2.2rem; background: var(--clay); color: #fff; font-size: .72rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; padding: .35rem .8rem; border-radius: 999px; }
.plan-card.is-featured .btn-clay { border-color: var(--clay); }
@media (max-width: 991.98px) { .plan-card.is-featured { transform: none; } }

/* Segmented radio toggle */
.seg-toggle { display: inline-flex; flex-wrap: wrap; background: var(--sand); border-radius: 12px; padding: 4px; gap: 4px; }
.seg-toggle label { margin: 0; cursor: pointer; }
.seg-toggle input { position: absolute; opacity: 0; pointer-events: none; }
.seg-toggle span { display: block; padding: .5rem .9rem; border-radius: 9px; font-weight: 700; font-size: .86rem; color: var(--muted); transition: all .2s; }
.seg-toggle input:checked + span { background: var(--white); color: var(--navy); box-shadow: var(--shadow-sm); }
.seg-toggle input:focus-visible + span { outline: 3px solid var(--sun); }
.seg-sm span { padding: .35rem .7rem; font-size: .8rem; }

/* Service detail */
.svc-hero-icon { width: 66px; height: 66px; border-radius: 18px; display: grid; place-items: center; font-size: 1.9rem; background: var(--clay); color: #fff; margin-bottom: 1.3rem; }
.facts-card { background: var(--paper); color: var(--ink); border-radius: 20px; padding: 1.6rem; box-shadow: var(--shadow-lg); }
.fact { display: flex; justify-content: space-between; gap: 1rem; padding: .8rem 0; border-bottom: 1px dashed var(--line); }
.fact:last-child { border-bottom: 0; padding-bottom: 0; }
.fact span { color: var(--muted); font-size: .88rem; font-weight: 600; }
.fact strong { text-align: right; font-size: .92rem; max-width: 60%; }
.inc-card { display: flex; gap: .9rem; height: 100%; padding: 1.3rem; border-radius: 14px; background: var(--white); border: 1px solid var(--line); }
.inc-card > i { font-size: 1.3rem; color: var(--ok); margin-top: .1rem; }
.inc-card h3 { font-size: 1rem; font-weight: 800; margin-bottom: .25rem; }
.inc-card p { color: var(--muted); font-size: .9rem; margin: 0; }
.process { list-style: none; padding: 0; margin: 0; counter-reset: p; display: grid; grid-template-columns: repeat(3, 1fr); gap: .8rem; }
@media (max-width: 575.98px) { .process { grid-template-columns: 1fr 1fr; } }
.process li { padding: 1.1rem; border-radius: 14px; background: var(--sand); font-weight: 700; font-size: .92rem; line-height: 1.35; }
.process span { display: grid; place-items: center; width: 32px; height: 32px; border-radius: 50%; background: var(--navy); color: var(--sun); font-weight: 800; margin-bottom: .6rem; font-size: .9rem; }
@media (min-width: 992px) { .side-sticky { position: sticky; top: 110px; } }
.side-card { padding: 1.5rem; border-radius: 18px; background: var(--white); border: 1px solid var(--line); margin-bottom: 1rem; }
.side-card-navy { background: var(--navy); border-color: var(--navy); color: var(--paper); }
.tick-list { list-style: none; padding: 0; margin: 0; }
.tick-list li { position: relative; padding: .35rem 0 .35rem 1.6rem; font-weight: 600; font-size: .93rem; }
.tick-list li::before { content: '\F26E'; font-family: 'bootstrap-icons'; position: absolute; left: 0; top: .35rem; color: var(--ok); }
.doc-list { list-style: none; padding: 0; margin: 0; }
.doc-list li { display: flex; gap: .6rem; padding: .4rem 0; font-size: .9rem; border-bottom: 1px dashed var(--line); }
.doc-list li:last-child { border-bottom: 0; }
.doc-list i { color: var(--navy-3); }

/* Start-business guide */
.guide-stats { display: flex; flex-wrap: wrap; gap: 1rem 3rem; margin-top: 2.2rem; }
.guide-stats div { display: flex; flex-direction: column; }
.guide-stats strong { font-family: var(--font-display); font-size: 2.4rem; color: var(--sun); line-height: 1; }
.guide-stats span { font-size: .85rem; color: rgba(251,248,243,.75); max-width: 170px; margin-top: .3rem; }
.guide-tabs { gap: .5rem; border: 0; }
.guide-tabs .nav-link { border-radius: 999px; padding: .65rem 1.2rem; font-weight: 800; color: var(--ink); background: var(--sand); border: 0; }
.guide-tabs .nav-link i { color: var(--clay); margin-right: .3rem; }
.guide-tabs .nav-link.active { background: var(--navy); color: #fff; }
.guide-tabs .nav-link.active i { color: var(--sun); }
.timeline { list-style: none; padding: 0; margin: 0; position: relative; }
.timeline::before { content: ''; position: absolute; left: 21px; top: 10px; bottom: 10px; width: 2px; background: repeating-linear-gradient(180deg, var(--clay) 0 8px, transparent 8px 14px); }
.timeline li { display: flex; gap: 1.3rem; padding: .7rem 0; position: relative; }
.tl-num { flex-shrink: 0; width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center; background: var(--navy); color: var(--sun); font-weight: 800; box-shadow: 0 0 0 6px var(--paper); z-index: 1; }
.tl-body { flex-grow: 1; background: var(--white); border: 1px solid var(--line); border-radius: 14px; padding: 1rem 1.3rem; }
.tl-body h3 { font-size: 1.05rem; font-weight: 800; margin: 0; }
.tl-body p { margin: .35rem 0 0; color: var(--muted); font-size: .93rem; }
.tl-time { font-size: .78rem; font-weight: 800; color: var(--navy-3); background: var(--sky); padding: .2rem .6rem; border-radius: 999px; white-space: nowrap; }
.compare-table td:first-child { font-weight: 800; }
.compare-table th:not(:first-child) { color: var(--navy); }
.fee-table { background: var(--white); border: 1px solid var(--line); border-radius: 18px; padding: 1.5rem; }
.fee-table h3 { font-size: .8rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--clay); margin-bottom: .6rem; }
.fee-table div { display: flex; justify-content: space-between; gap: 1rem; padding: .5rem 0; border-bottom: 1px dashed var(--line); font-size: .93rem; }
.fee-table div:last-child { border-bottom: 0; }
.checklist { background: var(--white); border: 1px solid var(--line); border-radius: 18px; padding: 1.5rem; }
.checklist h3 { font-size: .8rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; color: var(--clay); margin: 1.2rem 0 .4rem; }
.cl-progress { display: flex; align-items: center; gap: 1rem; }
.cl-bar { flex-grow: 1; height: 10px; border-radius: 999px; background: var(--sand); overflow: hidden; }
.cl-bar span { display: block; height: 100%; width: 0; background: linear-gradient(90deg, var(--clay), var(--sun)); transition: width .4s var(--ease); }
.cl-item { display: flex; align-items: center; gap: .7rem; padding: .45rem 0; cursor: pointer; font-weight: 600; }
.cl-item input { width: 20px; height: 20px; accent-color: var(--ok); flex-shrink: 0; }
.cl-item input:checked + span { text-decoration: line-through; color: var(--muted); }

/* Rates */
.rate-card { height: 100%; background: var(--white); border: 1px solid var(--line); border-radius: 20px; padding: 1.8rem; }
.rate-card h2 { font-size: 1.15rem; font-weight: 800; margin-bottom: 1rem; }
.rate-card h2 i { color: var(--clay); margin-right: .3rem; }
.rate-table { width: 100%; border-collapse: collapse; font-size: .93rem; }
.rate-table th { font-size: .72rem; text-transform: uppercase; letter-spacing: .08em; color: var(--muted); padding: .6rem .5rem; border-bottom: 2px solid var(--line); text-align: left; }
.rate-table td { padding: .7rem .5rem; border-bottom: 1px solid var(--line); vertical-align: top; }
.rate-table tr:last-child td { border-bottom: 0; }
.rate-table td:last-child, .rate-table th:last-child { text-align: right; font-weight: 800; color: var(--navy); }
.rate-table td:nth-child(2):not(:last-child) { font-weight: 800; color: var(--navy); }
.rate-note { font-size: .85rem; color: var(--muted); margin: 1rem 0 0; }

/* Calendar */
.month-nav { display: flex; align-items: center; justify-content: space-between; gap: 1rem; margin-bottom: 1.4rem; }
.month-nav h2 { font-family: var(--font-display); font-size: 1.9rem; margin: 0; }
.cal-list { list-style: none; padding: 0; margin: 0 0 1.4rem; }
.cal-list li { display: grid; grid-template-columns: 62px 1fr auto; gap: 1.1rem; align-items: center; padding: 1.1rem 1.2rem; border-radius: 16px; background: var(--white); border: 1px solid var(--line); margin-bottom: .7rem; }
.cal-list li.is-past { opacity: .55; }
.cal-day { width: 62px; height: 62px; border-radius: 15px; background: var(--navy); color: var(--paper); display: flex; flex-direction: column; align-items: center; justify-content: center; line-height: 1; }
.cal-day strong { font-family: var(--font-display); font-size: 1.5rem; }
.cal-day small { font-size: .66rem; font-weight: 800; text-transform: uppercase; color: var(--sun); margin-top: 3px; letter-spacing: .08em; }
.cal-list h3 { font-size: 1.05rem; font-weight: 800; margin: .3rem 0 .15rem; }
.cal-list h3 i { color: var(--navy-3); }
.cal-list p { margin: 0; color: var(--muted); font-size: .9rem; }
.cal-tag { font-size: .66rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; padding: .18rem .5rem; border-radius: 6px; background: var(--sand); color: var(--ink); }
.tag-vat { background: #E8F0F8; color: var(--navy-2); }
.tag-payroll { background: #EAF5EE; color: var(--ok); }
.tag-income-tax { background: #FBEEE5; color: var(--clay-dark); }
.year-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: .5rem; }
.yg-month { display: flex; flex-direction: column; padding: .7rem; border-radius: 12px; background: var(--sand); color: var(--ink); min-height: 92px; transition: all .2s; }
.yg-month:hover { background: var(--sand-2); color: var(--ink); }
.yg-month.is-current { background: var(--navy); color: var(--paper); }
.yg-month strong { font-size: .95rem; }
.yg-month span { font-size: .72rem; color: var(--muted); }
.yg-month.is-current span { color: rgba(251,248,243,.7); }
.yg-month em { font-style: normal; font-size: .68rem; font-weight: 700; color: var(--clay-dark); line-height: 1.25; margin-top: .25rem; }
.yg-month.is-current em { color: var(--sun); }

/* Calculators */
.calc-card { background: var(--white); border: 1px solid var(--line); border-radius: 20px; padding: 1.8rem; }
.calc-card .form-control-lg { font-family: var(--font-display); font-size: 1.6rem; font-weight: 700; }
.calc-result { background: var(--white); border: 1px solid var(--line); border-radius: 20px; padding: 1.8rem; height: 100%; }
.cr-head { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-bottom: 1.2rem; }
.cr-head div { padding: 1.1rem 1.2rem; border-radius: 14px; background: var(--navy); color: var(--paper); }
.cr-head div + div { background: var(--sand); color: var(--ink); }
.cr-head span { display: block; font-size: .72rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; opacity: .75; }
.cr-head strong { display: block; font-family: var(--font-display); font-size: clamp(1.3rem, 2.4vw, 1.75rem); margin-top: .2rem; }
.cr-head div:first-child strong { color: var(--sun); }
.cr-sub td { color: var(--muted); font-size: .88rem; }
.cr-sub td:last-child { color: var(--muted); font-weight: 700; }
.cr-bar { display: flex; height: 14px; border-radius: 999px; overflow: hidden; margin-top: 1.2rem; background: var(--sand); }
.cr-bar span { display: block; height: 100%; transition: width .4s var(--ease); }
.b-net { background: var(--navy); } .b-tax { background: var(--clay); } .b-soc { background: var(--sun); } .b-emp { background: var(--navy-3); opacity: .45; }
.cr-legend { display: flex; flex-wrap: wrap; gap: .4rem 1rem; margin-top: .6rem; font-size: .8rem; color: var(--muted); font-weight: 600; }
.cr-legend i { display: inline-block; width: 10px; height: 10px; border-radius: 3px; margin-right: .3rem; vertical-align: middle; }
@media (max-width: 575.98px) { .cr-head { grid-template-columns: 1fr; } }

/* Health check */
.hc-list { list-style: none; padding: 0; margin: 0; }
.hc-q { display: flex; gap: 1rem; padding: 1.2rem; border-radius: 16px; background: var(--white); border: 1px solid var(--line); margin-bottom: .7rem; transition: border-color .2s; }
.hc-q.is-answered { border-color: var(--sky); }
.hc-num { flex-shrink: 0; width: 34px; height: 34px; border-radius: 50%; display: grid; place-items: center; background: var(--sand); font-weight: 800; font-size: .9rem; }
.hc-q.is-answered .hc-num { background: var(--navy); color: var(--sun); }
.hc-q p { font-weight: 700; margin-bottom: .7rem; }
.hc-opts { display: flex; flex-wrap: wrap; gap: .4rem; }
.hc-opt { cursor: pointer; margin: 0; }
.hc-opt input { position: absolute; opacity: 0; pointer-events: none; }
.hc-opt span { display: block; padding: .38rem .85rem; border-radius: 999px; border: 1.5px solid var(--line); font-weight: 700; font-size: .84rem; transition: all .15s; }
.hc-opt input:focus-visible + span { outline: 3px solid var(--sun); }
.hc-yes input:checked + span { background: var(--ok); border-color: var(--ok); color: #fff; }
.hc-no input:checked + span { background: var(--bad); border-color: var(--bad); color: #fff; }
.hc-unsure input:checked + span { background: var(--warn); border-color: var(--warn); color: #fff; }
.hc-na input:checked + span { background: var(--muted); border-color: var(--muted); color: #fff; }
.hc-result { display: flex; gap: 1.2rem; align-items: center; padding: 1.5rem; border-radius: 20px; background: var(--navy); color: var(--paper); margin-bottom: 1rem; }
.hc-result h2 { color: var(--paper); font-family: var(--font-display); font-size: 1.4rem; margin: .2rem 0; }
.hc-ring { --p: 0; --c: var(--sun); flex-shrink: 0; width: 104px; height: 104px; border-radius: 50%; display: grid; place-items: center; background: conic-gradient(var(--c) calc(var(--p) * 1%), rgba(255,255,255,.12) 0); position: relative; transition: all .4s; }
.hc-ring::before { content: ''; position: absolute; inset: 10px; border-radius: 50%; background: var(--navy); }
.hc-ring span { position: relative; font-family: var(--font-display); font-size: 1.6rem; font-weight: 700; }
.hc-ring.is-good { --c: #4CC38A; } .hc-ring.is-mid { --c: var(--sun); } .hc-ring.is-low { --c: #EF6B7B; }
.gap-list { padding-left: 1.1rem; margin: .5rem 0; font-size: .9rem; color: var(--muted); }
.gap-list li { padding: .2rem 0; }
.rec-svcs { display: flex; flex-wrap: wrap; gap: .4rem; margin-top: .5rem; }
.rec-svcs a { padding: .35rem .75rem; border-radius: 999px; background: var(--sky); color: var(--navy); font-weight: 700; font-size: .8rem; }

/* FAQ page */
.faq-search { position: relative; max-width: 560px; margin-top: 2rem; }
.faq-search i { position: absolute; left: 1.1rem; top: 50%; transform: translateY(-50%); color: var(--muted); }
.faq-search input { width: 100%; padding: .95rem 1rem .95rem 2.8rem; border-radius: 999px; border: 0; font-size: 1rem; }
.faq-nav { display: flex; flex-direction: column; gap: .3rem; }
.faq-nav a { padding: .6rem 1rem; border-radius: 10px; font-weight: 700; color: var(--ink); background: var(--sand); }
.faq-nav a:hover { background: var(--navy); color: #fff; }

/* About & contact */
.about-mark { display: grid; place-items: center; padding: 3rem; border-radius: 28px; background: radial-gradient(circle at 70% 30%, rgba(233,162,59,.25), transparent 60%), var(--sand); }
.about-logo { width: min(320px, 70%); height: auto; }
.urgent-box { display: flex; gap: .9rem; padding: 1.1rem; border-radius: 14px; background: #FBEEE5; border: 1px solid #F1CFB8; }
.urgent-box > i { color: var(--clay-dark); font-size: 1.3rem; }

/* Footer extras */
.disclaimer-band { background: var(--sand); border-top: 1px solid var(--line); padding: 1.1rem 0; }
.disclaimer-band p { margin: 0; font-size: .84rem; color: var(--muted); }
.disclaimer-band i { color: var(--clay); margin-right: .3rem; }
.acc .site-footer { background: var(--navy); }
.group-link { display: inline-flex; align-items: center; gap: .5rem; margin-top: 1.4rem; color: rgba(251,248,243,.75); font-size: .85rem; font-weight: 700; }
.group-link .logo-mark { width: 28px; height: 28px; }
.group-link:hover { color: var(--sun); }
.acc .newsletter .form-control { background: rgba(251,248,243,.06); }
.side-card-navy .newsletter .form-control { color: var(--paper); border-color: rgba(251,248,243,.25); background: rgba(251,248,243,.08); border-radius: 999px 0 0 999px; }

/* Print (rates page) */
@media print {
  .topbar, .site-header, .site-footer, .wa-float, .disclaimer-band, .rate-jump, .btn { display: none !important; }
  .page-hero-navy { background: none !important; color: #000 !important; padding: 0 0 1rem !important; }
  .page-hero-navy * { color: #000 !important; }
  .rate-card { break-inside: avoid; border-color: #ccc; }
  .js .reveal { opacity: 1 !important; transform: none !important; }
}